30-Day Challenge
30 Apps. 30 Days.
All Live.
30 AI applications built at the intersection of Lloyd's market expertise and modern AI — one per day, 14 March to 12 April 2026. Every app solves a real insurance workflow problem and is deployed and demoable today.
Build in Public
The Story Behind the Build
“I spent 19 years watching insurance teams drown in PDFs. Broker submissions arrive as 40-page packs. Underwriters manually scan for key terms. Claims handlers re-type the same FNOL data three times. And every six months, someone presents a slide deck about 'AI transformation.' I got tired of slides.”
Day 0 — Why I'm building this
“Before I built a single feature, I spent a full day building nothing visible. No UI. No AI calls. No demo. Just infrastructure. Day Zero was about answering one question: when I am on Day 22 and exhausted, will the platform still make it easy to ship a quality app?”
Day Zero — The most important app I never shipped
“A syndicate closes Q3. Claims are still emerging. The file is 31% developed. A reserve decision based on paid losses alone is naive. Loss development triangulation is statistically sound — but tedious to calculate and easy to get wrong in spreadsheets. Day 30 fixes that.”
Day 30 — Loss Ratio Triangulator (capstone)
All Applications
31 apps
Submission Triage Copilot
Converts unstructured broker submissions into a structured first-pass decision with accept/refer/decline output and rationale.
Reduces triage delay and inconsistency at intake by standardising first review.
Portfolio Mix Dashboard
Analyses portfolio rows for concentration by class, territory, and limits. Produces warning-led commentary for steering decisions.
Gives underwriters earlier visibility of concentration drift before bind decisions.
Risk Appetite Parser
Parses appetite wording into machine-readable rules and highlights. Supports prompt-based matching against appetite content.
Improves appetite consistency and reduces manual interpretation variance.
Slip Reviewer
Extracts key slip fields and flags unusual clauses and coverage gaps. Produces reviewer-friendly summary outputs.
Speeds up first read of Lloyd's-style slips and escalates material wording risk earlier.
Class of Business Classifier
Maps free-text risk descriptions to class-of-business outcomes with confidence cues and alternative class suggestions.
Improves coding quality at ingestion and downstream workflow routing.
Exposure Accumulation Heatmap
Validates exposure location rows and visualises concentration hotspots with deterministic warning and action commentary.
Helps exposure teams detect accumulation pressure before tolerance is breached.
Cat Event Briefing
Converts event narrative into impact summary, priority flags, and suggested actions. Keeps outputs concise and operational.
Turns catastrophe bulletin noise into decision-ready event briefings.
Policy Endorsement Diff Checker
Compares expiring and renewal wording with severity-led differences. Generates executive brief and action points.
Prevents material endorsement drift from being missed in renewal cycles.
Referral Priority Queue Scorer
Scores referral queues based on urgency and risk factors. Returns ranked order with explainable drivers.
Ensures highest-value referrals are reviewed first, not just oldest items.
Claims FNOL Triage Assistant
Classifies FNOL inputs into fast-track/manual/escalate pathways with deterministic factors behind each disposition.
Improves early claims routing consistency and cycle-time performance.
Binder Capacity Monitor
Tracks utilisation pressure and warning levels against binder thresholds. Produces governance-led commentary.
Reduces authority breach risk by surfacing capacity drift earlier.
Treaty Structure Explainer
Parses treaty structure and explains payer flow across loss layers. Validates required treaty fields.
Makes treaty interpretation faster, clearer, and more defensible for review teams.
Exposure Clash Detector
Detects cross-schedule overlaps across location, peril, and period dimensions. Prioritises clashes by severity.
Prevents hidden overlap risk and accumulation surprises across portfolios.
Claims Leakage Flagger
Scores claims rows for leakage signals and governance concerns. Outputs ranked actions and warnings.
Surfaces reserve and process leakage indicators before losses compound.
Broker Submission Builder
Transforms broker notes into structured market-ready submission summaries with readiness and referral cues.
Improves submission quality and reduces manual rewrite before market release.
Exposure Scenario Modeller
Compares baseline and stressed portfolio outcomes in one frame. Highlights concentration and scenario uplift signals.
Enables faster stress conversation and portfolio steering with one dataset.
MRC Checker
Validates required MRC fields and key clause checks deterministically. Provides extraction-status whitespace table.
Improves contract quality assurance speed and audit evidence quality.
Placement Tracker
Tracks placement progress, market responses, and next actions. Produces operational board-style outputs.
Gives placement teams a governed single view of execution status.
Wording Risk Diff Checker
Classifies wording changes by severity and relevance. Focuses reviewers on material differences, not redline overload.
Replaces redline overload with risk-led prioritisation for review teams.
Regulatory Update Digest
Parses regulatory feed text into relevance-ranked updates and actions. Supports class-focused filtering and summary.
Speeds governance triage across PRA/FCA/Lloyd's style update streams.
Meeting Prep Briefing
Converts meeting context into decision-ready briefing outputs. Summarises risks, talking points, and action posture.
Reduces pre-meeting prep friction and improves leadership decision quality.
Renewal Intelligence Copilot
Synthesises renewal signals into strategy and negotiation guidance. Produces structured recommendations and actions.
Improves renewal quality by linking metrics to practical strategy outputs.
Ops Health Monitor
Scores operational metrics into risk levels and intervention priorities. Outputs a practical action plan.
Helps teams act earlier on service degradation and control drift.
Data Quality Validator
Validates schema and row-level data quality defects with severity cues. Produces remediation-first outputs.
Prevents poor-quality bordereaux data from contaminating downstream workflows.
Sanctions Screening Aid
Screens entity text against sanctions references with deterministic disposition. Captures explainable block/review outcomes.
Improves sanctions consistency, traceability, and audit readiness.
QBR Narrative Generator
Converts quarterly metric packs into coherent executive narrative output with governance-aligned wording.
Reduces manual drafting effort and improves QBR consistency.
Team Capacity Planner
Evaluates workload, skill coverage, and pressure indicators. Recommends practical allocation and mitigation actions.
Helps managers rebalance teams before backlog pressure becomes service risk.
Stakeholder Comms Drafter
Drafts structured stakeholder updates from operational inputs. Adapts messaging for clarity and action focus.
Speeds communication drafting during change or incident windows.
Insurance AI Readiness Scorer
Scores readiness maturity, identifies blockers/enablers, and provides a roadmap with confidence and banding cues.
Supports realistic AI adoption planning with practical next steps.
Loss Ratio Triangulator
Parses cumulative/incremental loss triangles and computes deterministic chain-ladder IBNR outcomes with an audit trail.
Gives actuarial and finance stakeholders a fast, explainable reserve view without spreadsheet drift.
Challenge Portfolio Showcase
Consolidates all challenge outcomes into one portfolio-level review surface. Summarises outcomes, evidence, and maturity signals.
Keeps the build narrative available as a bonus artefact for leadership and external showcases.
See the Full Picture
The Challenge Portfolio
The bonus app consolidates every build into a single portfolio-level view — outcomes, evidence, and maturity signals in one place.